Background

Documents

Obtaining a NIE number (TIN)

  • completed NIE application;
  • fee payment confirmation stamped by the bank;
  • original and photocopy of your passport or other identification document;
  • in case of a legal representative corresponding identification documents need to be enclosed.

*The NIE application procedure is subject to change by the corresponding authorities.

Open a Spanish bank account

  • a valid passport,
  • a copy of NIE number,
  • sale and purchase contract or a confirmation of the reserve made on property (in case the bank specifically asks for it)
  • proof of income documents

Documents required for a mortgage in Spain:

  • 2 personal tax returns.
  • Work contract.
  • Last 12 months personal bank statements showing day to day activity
  • Certification of property free of mortgage lien in the country of residence
  • Employer’s reference and or contact of employment.
  • Copy of a personal credit file and or annual debt statements
  • In some cases references from the bank may be required
  • Other documents confirming additional sources of income, such as: lease contracts, income certificates and other documents a bank may consider necessary when applying for a mortgage over 500.000€.

*Banks reserve the right to request any documents they consider necessary.

All documents must be translated into Spanish with a corresponding apostille (a form of document certification in accordance with the provisions of the Hague Convention of 5 October 1961), or they must be legalized by a Spanish Consulate, or by a certified Spanish translator (traductor jurado). We personally recommend the latter. The originals of all documents must be brought to the notary prior to deed register.

Filter property
Background

Would you like to sell, rent or buy a property?

Contact Us